PCS Finance is a leading Australian finance specialist in Management Rights, with combined experience of over 30 years. Additionally PCS Finance offers specialist skills to manage residential and business lending and financial needs.
PCS Finance is a unique one-stop-service offering a range of bank and non-bank specific products. Our personal service means we take an interest in ensuring you have the most competitive lending rate and flexibility available.
- Senior Associate - Australian Institute of Banking and Finance
- Member Australian Institute of Management
- Member Queensland Managers Advisory Group Commissioner for Declarations
- Credit Ombudsman Service Limited (COSL)
- Mortgage & Finance Association of Australia (MFAA)
- Finance Brokers Assocation of Australia (FBAA)
- Australian Institute of Management (AIM)
- Financial Services Institute of Australasia (FINSIA)
- Queensland Resident Accommodation Managers Association (ARAMA)
- Queensland Management Accommodation Services (QMAS)
Why Is PCS Finance The Market Leader
- Management Rights Finance specialists
- Sophisticated partnership structures (matching working and silent partners)
- Multiple office locations for your convenience
- Directors own management rights themselves
- Excellent relationships with management and letting rights lenders
- Corporate strategies for MLR operators
- Consistent high rate of finance approvals
Why PCS Finance
When you use PCS Finance, you are sitting in front of 10+ banks and 50+ banking products versus visiting a banker who has access to one bank's products. This 'choice' improves your chance of getting a 'yes', when the banks are saying 'no' more often.
Ask your bank how long they’ve been helping clients with Management Rights lending. PCS Finance are committed to their clients in the long term. Banks are big organisations and their service is compromised by constant restructures.
It pays to talk to a specialised broker like PCS Finance. For example, with management rights being such a niche industry, it is not widely understood by all banks. Bank staff provide a more general service.
Following up on the progress of your loan application is both time consuming and frustrating. PCS Finance has a system for chasing you up, as well as the bank, saving you the hassle.
PCS Finance is like the perfect personal banker. They deal with the bank on your behalf regarding your requirements, negotiating and following up your application to settlement; and because it’s their own business, they’re in it for the long haul.
(Founder / Principal)
SA Fin, AIMM, C, Dec
PCS Finance was founded by Steve Burton in August 1995 after fourteen years of experience with the National Australia Bank (NAB) specialising in management rights. This makes Steve the longest serving financier in the industry having notched up a total of 35 years in the industry. Over this time, he has been involved in the development of specific MLR lending structures that have since been incorporated into the products offered by the major banks.
He ignited competition amongst the banks for MLR lending which resulted in lower interest rates as well as increased levels of funding available to the client. More importantly, Steve is personally financially invested in Management Rights, which further highlights his invaluable insight into the intricacies of the industry and depth of experience. His personable approach means his advice is highly sought after by his clients when setting up a successful MLR business.
Damien Windle (Partner)
Damien Windle set up the PCS Finance, Brisbane office in 2004 after 15 years of working with the big banks, the last three of these with the Bank of Queensland specialising in management rights. Damien’s focus on the growing Brisbane market has enabled him to provide specialist local knowledge to his MLR clients.
With over 25 years of working in the finance sector, Damien has an indepth knowledge of somewhat complex banking processes. This helps him to understand and meet the needs of his clients with the right banking product. Through his own personal investments in the management rights industry, he is able to share this experience and help clients understand the specialised industry. This helps manage risk and provides an optimal borrowing result for the clients business.
I would like to thank PCS Finance for their outstanding professionalism and support throughout the process of applying for, and attainment of finance for my recent purchase. I highly recommend your services and look forward to an ongoing professional relationship.
The service provided by PCS Finance is outstanding. We have used them since we began in Management Rights 12 years ago and continue to seek advice on finance whenever it is needed. We would not hesitate to recommend them at any time.
We have been operating Management Rights businesses for more than 11 years now and have used the services of PCS Finance each time we bought a new business. Damien Windle has always been our one-stop advisor on business loans. Damien and his team are very professional, responsive and a pleasure to deal with. We would not consider anyone else for our financing needs.
I have worked with the team at PCS Finance on two occasions. One to buy my first Management Rights business and the second to expand. The PCS team have been a pleasure to deal with on each of these occasions with a mentality to help overcome problems that may have otherwise brought an end to the purchase. Additionally, the contacts that PCS have within the industry make transactions progress in a timely and professional manner.
The team from PCS Finance have been amazing from when we purchased our first Management and Letting Rights in November 2015. Very patient, helpful, prompt and always come up with the right solutions. We are still in contact with them on a regular basis. We would not hesitate in recommending PCS Finance to anyone that may be looking for a great finance broker company.
I have only ever used PCS Finance to broker my Management Rights purchases. I have found PCS Finance to be knowledgeable, open, honest and thorough and always willing to help. We have always had smooth sailing and I'm sure that's due to the vigorous paddling below the surface. PCS Finance's knowledge of partnerships has been invaluable. I would not use anyone else.
I had minimum capital and could not see any way to get sufficient finance. PCS Finance managed to work with the bank to use my equity to get me enough money to buy the Management Rights I was desperately looking for. This was the second time they have done this and it was even easier and quicker, and much less information I had to provide. In total, I have now been able to purchase Management Rights of more than $1.7M, I just wish I had started earlier in life.
PCS Finance delivers superlative service based on exemplary knowledge of the industry in all its facets providing confidence in all negotiations. I cannot recommend more highly PCS Finance and their team to anyone considering using their services to enhance their future.
The team at PCS Finance were fantastic. They took the time to understand my needs and then provided me with several options that ensured all my needs were met. The ongoing communication and quality of service is excellent. I am happy to recommend them.